Personal information

corporate finance, SME Finance, credit rationing, microfinance, family firms, coroporate governance

Biography

Ana Paula Matias Gama obtained a degree in Management (1994) and Master (2001) both in Management from University of Beira Interior. The PhD in finance (2006), and the Habilitation degree also in Finance in 2020, was obtained from ISCTE – Lisbon University Institute. Currently, she is an assistant professor with accreditation at the Management and Economics Department (DGE) of University of Beira Interior (UBI), where she has been teaching courses on corporate finance, entrepreneurial finance, and accounting. She is a researcher at the Research Center of Business Sciences (NECE). She is reviewer of the several peer-reviewed international journals and evaluator of master’s and PhD theses. Her research interests include capital structure, corporate finance, entrepreneurial finance, corporate governance, microcredit, family firms. Her publications include several articles in peer-reviewed international journals, as well as proceedings of professional meetings, and books. ORCID ID: http://orcid.org/0000-0002-8064-6244 Scopus Author ID: 36349691700

Activities

Employment (1)

Universidade da Beira Interior: Covilhã, PT

2006-12 to present | Assistant professor with aggregation (Management and Economics Department)
Employment
Source: Self-asserted source
Ana Paula Matias Gama

Education and qualifications (3)

ISCTE -IUL Instituto Universitário de Lisboa: Lisbon, Lisbon, PT

2020-01-16 to present | Aggregation in Finance
Qualification
Source: Self-asserted source
Ana Paula Matias Gama

ISCTE/IUL Instituto Universitário Lisbon- Business School : Lisbon, PT

2002-02 to 2006-12 | PhD Finance (Finance)
Education
Source: Self-asserted source
Ana Paula Matias Gama

University of Beira Interior: Covilha, PT

1997-09 to 1999-07 | Master in Managment (Management and Economic Department)
Education
Source: Self-asserted source
Ana Paula Matias Gama

Professional activities (4)

Ordem dos Economistas: Lisbon, Lisbon, PT

2000-01-02 to present | Membro 8965
Service
Source: Self-asserted source
Ana Paula Matias Gama

Camara dos Tecnicos Oficiais de Contas: Lisboa, Lisbon, PT

2000-01-02 to present | Contabilista Certificado 32468
Service
Source: Self-asserted source
Ana Paula Matias Gama

Universidade Presbiteriana Mackenzie: São Paulo, São Paulo , BR

2015-11-16 to 2015-12-11 | Visiting professor
Invited position
Source: Self-asserted source
Ana Paula Matias Gama

Universidade de Salamanca: Salamanca, Salamanca, ES

2014-07-14 to 2014-07-18 | Visiting professor
Invited position
Source: Self-asserted source
Ana Paula Matias Gama

Funding (7)

Nudges and the microcredit concession for entrepreneurs in poverty situation: an experimental study

2018-10 to 2021-12 | Contract
Ministério da Ciência, Tecnologia e Inovação (CNPq) do Brasil (S. Paulo, BR)
GRANT_NUMBER:

426004/2018-3

Source: check_circle
CIÊNCIAVITAE

The Role of Microcredit in Promoting Financial and Social Inclusion

2018-09 to 2021-08 | Contract
Fundação para a Ciência e a Tecnologia (Covilha, Castelo Branco, PT)
GRANT_NUMBER:

PTDC/EGE-OGE/31246/2017

Source: Self-asserted source
Ana Paula Matias Gama
grade
Preferred source (of 2)‎

Mapping financial literacy in schools: A practical application

2016-01 to 2018-12 | Contract
Universidade Presbiteriana Mackenzie (São Paulo, BR)
GRANT_NUMBER:

161011 AJURP-FMP-026/2016

Source: check_circle
CIÊNCIAVITAE

Mapping financial literacy in schools: A practical application

2016-01 to 2018-12 | Contract
Universidade Presbiteriana Mackenzie (São Paulo, BR)
Source: check_circle
CIÊNCIAVITAE

Decision making models applied to management accounting with strategic orientation

2013-01 to 2016-12 | Contract
Ministério da Ciência, Tecnologia e Inovação do Brasil (CNPq) (S. Paulo, BR)
GRANT_NUMBER:

CNPJ 096 755 100 015

Source: check_circle
CIÊNCIAVITAE

Corporate Governance in Medium Income Countries: The Case of Portugal

2007-09-03 to 2011-05-02 | Grant
Foundation for Science and Technology (Lisbon, PT)
Source: Self-asserted source
Ana Paula Matias Gama via DimensionsWizard
grade
Preferred source (of 2)‎

Corporate Governance in Medium Income Countries: The Case of Portugal

2007-09 to 2011-05 | Contract
Fundação para a Ciência e a Tecnologia (Lisboa, PT)
GRANT_NUMBER:

PTDC/GES/725859/2006

Source: check_circle
CIÊNCIAVITAE

Works (50 of 81)

Items per page:
Page 1 of 2

An Introduction to Microfinance: Intervention in Challenging Contexts

2024 | Book chapter
Contributors: Ana Paula Matias Gama; Mário Augusto; Fábio Duarte; Ricardo Emanuel-Correia
Source: check_circle
Crossref

Discouragement and Micro Credit Rationing: Are Microfinance Institutions a Panacea?

2024 | Book chapter
Contributors: João Paulo Coelho Ribeiros; Fábio Duarte; Ana Paula Matias Gama
Source: check_circle
Crossref

Dynamics from Lending-Based Prosocial Crowdfunding in Eastern Europe: Personal Versus Business on Funding Performance

2024 | Book chapter
Contributors: Ana Paula Matias Gama; Ricardo Emanuel Correia; Mário Augusto; Fábio Duarte
Source: check_circle
Crossref

The Role of Entrepreneurial Motivation and Repayment Performance on Microcredit Terms

2024 | Book chapter
Contributors: Serafim Nogueira; Fábio Duarte; Ana Paula Matias Gama
Source: check_circle
Crossref

The COVID-19 impact on crowdfunding performance: evidence from a peer to-peer lending platform

Applied Economics Letters
2024-07-28 | Journal article
Contributors: Ana Paula Matias Gama; Ricardo Emanuel-Correia; Fábio Dias Duarte; Mário Augusto
Source: check_circle
Crossref
grade
Preferred source (of 2)‎

Launching Prosocial Crowdfunding Campaigns: The Final Countdown

Emerging Markets Finance and Trade
2024-05-02 | Journal article
Contributors: Fábio Duarte; Ricardo Emanuel-Correia; Sabrina Tomé; Ana Paula Matias Gama
Source: check_circle
Crossref
grade
Preferred source (of 2)‎

The relevance of using accounting fundamentals in the Euronext 100 index

Review of Business Management
2023 | Journal article
Contributors: Raúl Daniel Navas; Ana Paula Matias Gama; Sónia Ricardo Bentes
Source: check_circle
Crossref
grade
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Third-party signals in crowdfunded microfinance: which microfinance institutions boost crowdfunding among refugee entrepreneurs?

Small Business Economics
2023-08 | Journal article
Contributors: Ana Paula Matias Gama; Ricardo Emanuel Correia; Mário Augusto; Fábio Duarte
Source: check_circle
Crossref
grade
Preferred source (of 2)‎

Does microfinance foster the development of their clients? Bibliometric analysis and a systematic literature review

Financial Innovation
2022 | Journal article
SOURCE-WORK-ID:

cv-prod-id-3027867

Source: check_circle
CIÊNCIAVITAE

Reaching Financial Inclusion: Necessary and Sufficient Conditions

Social Indicators Research
2022-07 | Journal article
Contributors: Helena Susana Amaral Geraldes; Ana Paula Matias Gama; Mário Augusto
Source: check_circle
Crossref
grade
Preferred source (of 2)‎

Bringing modernity to prosocial crowdfunding’s campaigns: an empirical examination of the transition to modern sectors

Applied Economics
2021-10-21 | Journal article
Contributors: Ana Paula Matias Gama; Ricardo Emanuel-Correia; Mário Augusto; Fábio Duarte
Source: check_circle
Crossref
grade
Preferred source (of 2)‎

Does peer-to-peer crowdfunding boost refugee entrepreneurs?

Finance Research Letters
2021-06 | Journal article
SOURCE-WORK-ID:

cv-prod-id-3027807

Contributors: Emanuel-Correia, Ricardo; Duarte, Fábio; Gama, Ana Paula Matias; Augusto, Mário
Source: check_circle
CIÊNCIAVITAE

Family influence and firm performance: the mediating role of stewardship

Journal of Small Business and Enterprise Development
2021-03-17 | Journal article
Contributors: Catarina Afonso Alves; Ana Paula Matias Gama; Mário Augusto
Source: check_circle
Crossref
grade
Preferred source (of 2)‎

Family Influence on Performance of Family SMEs: New Empirical Evidence

Springer
2020 | Book
SOURCE-WORK-ID:

cv-prod-id-1774419

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

Microfinance: Where are we and where we going?

Development in Practice
2020 | Journal article
SOURCE-WORK-ID:

cv-prod-id-1773696

Contributors: GAMA, ANA; Dias Duarte, F.; Nogueira, Serafim
Source: check_circle
CIÊNCIAVITAE

Online Microfinance in Eastern Europe: Personal versus Business Loans Funding

European Microfinance Network
2020 | Conference paper
SOURCE-WORK-ID:

cv-prod-id-2463581

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

The relationship between the factors of risk in asset evaluation models and future economic growth: evidence from three regional markets

Journal of Spatial and Organizational Dynamics
2020-12 | Journal article
SOURCE-WORK-ID:

cv-prod-id-2463468

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

Essays on microcredit: the role of microcredit in promoting entrepreneurial activities, financial inclusion, and financial literacy.

XXII Seminário Hispano Luso de Economía Empresarial
2020-11 | Conference abstract
SOURCE-WORK-ID:

cv-prod-id-2463534

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

Family Business Performance: A Perspective of Family Influence

Review of Business Management
2020-01 | Journal article
Part of ISSN: 1806-4892
Part of ISSN: 1983-0807
Source: Self-asserted source
Ana Paula Matias Gama
grade
Preferred source (of 2)‎

The role of entrepreneurial motivation on microcredit terms’ and repayment performance

17th Lisbon – Portugal International Conference on Entrepreneurship, Law, Society and Education (LESLE -19),
2019-12 | Conference paper
SOURCE-WORK-ID:

cv-prod-id-2464289

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

Credit risk, owner liability, and bank loan maturities during the global financial crisis

European Financial Management
2019-10-08 | Journal article
Part of ISSN: 1354-7798
Part of ISSN: 1468-036X
Source: Self-asserted source
Ana Paula Matias Gama
grade
Preferred source (of 2)‎

Can Fundamental analysis provide relevant information for understanding the underlying value of a company?

Trade and Global Market
2018 | Book chapter
SOURCE-WORK-ID:

cv-prod-id-1793710

ISBN:

978-1-7892

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

Teorias financeiras da estrutura de capital: Uma aplicação ao setor da construção e obras públicas

2018 | Book review
SOURCE-WORK-ID:

cv-prod-id-1871443

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

Defaults in bank loans to SMEs during the financial crisis

Small Business Economics
2018-10-07 | Magazine article
Source: Self-asserted source
Ana Paula Matias Gama
grade
Preferred source (of 2)‎

A Performance nas Empresa Familiares: Uma Perspetiva da influência da Família

XXVII Jornadas Hispano-Luso de Gestión Científica - Localización Y Dinámicas Competiticas Un Encontro Global
2017 | Conference paper
SOURCE-WORK-ID:

cv-prod-id-1846657

Part of ISSN:

ISBN978-84-16724-37-6

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

A Performance nas Empresa Familiares: Uma Perspetiva da influência da Família

XXVII Jornadas Hispano-Luso de Gestión Científica - Localización Y Dinámicas Competiticas Un Encontro Global
2017 | Conference paper
Source: Self-asserted source
Ana Paula Matias Gama

Why discouraged borrowers exist? An empirical (re)examination from less developed countries

Emerging Markets Review
2017-12 | Journal article
SOURCE-WORK-ID:

cv-prod-id-1773942

Contributors: Gama, Ana Paula Matias; Duarte, Fábio Dias; Esperança, José Paulo
Source: check_circle
CIÊNCIAVITAE

Collateral-based in SME lending: The role of business collateral and personal collateral in less-developed countries

Research in International Business and Finance
2017-01 | Journal article
Contributors: Fábio Dias Duarte; Ana Paula Matias Gama; José Paulo Esperança
Source: check_circle
Crossref
grade
Preferred source (of 2)‎

Evaluating companies: Investing for the long run

Advances in Applied Business Research: The L.A.B.S. Initiative
2016 | Book
EID:

2-s2.0-85019951996

Contributors: Navas, R.D.; Bentes, S.R.; Gama, A.M.
Source: Self-asserted source
Ana Paula Matias Gama via Scopus - Elsevier
grade
Preferred source (of 2)‎

Low-leverage policy dynamics: an empirical analysis

Review of Accounting and Finance
2016 | Journal article
Source: Self-asserted source
Ana Paula Matias Gama
grade
Preferred source (of 4)‎

The Role of Collateral in the Credit Acquisition Process: Evidence from SME Lending

Journal of Business Finance and Accounting
2016 | Journal article
EID:

2-s2.0-84983373321

Contributors: Duarte, F.; Matias Gama, A.P.; Esperança, J.P.
Source: Self-asserted source
Ana Paula Matias Gama via Scopus - Elsevier
grade
Preferred source (of 2)‎

Equity Valuation and Negative Earnings

Source: Self-asserted source
Ana Paula Matias Gama
grade
Preferred source (of 2)‎

Collateral and relationship lending in loan pricing: Evidence from UK SMEs

WSEAS Transactions on Business and Economics
2015 | Journal article
EID:

2-s2.0-84926620787

Contributors: Matias Gama, A.P.; Dias Duarte, F.
Source: Self-asserted source
Ana Paula Matias Gama via Scopus - Elsevier
grade
Preferred source (of 2)‎

The impact of commitment on family firm performance

15th Euroasia Business and Economics Society
2015 | Conference paper
Source: Self-asserted source
Ana Paula Matias Gama

The impact of commitment on family firm performance.

15th Euroasia Business and Economics Society
2015 | Conference paper
SOURCE-WORK-ID:

cv-prod-id-1846692

Part of ISSN:

978-605-64002-9-2

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

Determinantes do trade credit nas PME portuguesas

XXIV Jornadas Luso Espanholas de Gestão Científica
2014 | Conference paper
SOURCE-WORK-ID:

cv-prod-id-1847780

Part of ISSN:

978-972-8793-66-1

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

Determinantes do trade credit nas PME portuguesas

XXIV Jornadas Luso Espanholas de Gestão Científica
2014 | Conference paper
Source: Self-asserted source
Ana Paula Matias Gama

Jointness in relationship lending: Evidence from UK SMEs

Recent Advances in Multidisciplinary Applied Physics
2014 | Book chapter
SOURCE-WORK-ID:

cv-prod-id-1793400

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

Jointness in relationship lending: Evidence from UK SMEs

Recent Advances in Applied Economics
2014 | Book chapter
Source: Self-asserted source
Ana Paula Matias Gama

The interdependence between trade credit and bank lending: Commitment in intermediary firm relationships

2014 | Journal article
Part of ISSN: 00472778 1540627X
EID:

2-s2.0-84897351323

Contributors: Matias Gama, A.P.; Van Auken, H.
Source: Self-asserted source
Ana Paula Matias Gama via Scopus - Elsevier
grade
Preferred source (of 2)‎

The role of collateral and risk management in entrepreneurial finance context

International Network of Business & Management Journals (INBAM)
2014 | Conference paper
SOURCE-WORK-ID:

cv-prod-id-1846757

Part of ISSN:

978-84-697-0478-3

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

The role of collateral and risk management in entrepreneurial finance context

International Network of Business & Management Journals (INBAM)
2014 | Conference paper
Source: Self-asserted source
Ana Paula Matias Gama

A manipulação de resultados contabilísticos: uma revisão da literatura

XXVII Congresso Internacional de Economia Aplicada ASEPELT
2013 | Conference paper
SOURCE-WORK-ID:

cv-prod-id-1847854

Part of ISSN: 2174-3088
Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

A manipulação de resultados contabilísticos: uma revisão da literatura

XXVII Congresso Internacional de Economia Aplicada ASEPELT
2013 | Conference paper
Source: Self-asserted source
Ana Paula Matias Gama

The governance-performance relations in publicly listed family controlled firms: an empirical analysis

Corporate Governance
2013 | Journal article
Part of ISSN: 1472-0701
Source: Self-asserted source
Ana Paula Matias Gama via ResearcherID
grade
Preferred source (of 3)‎

The role of multiple large shareholders in public listed firms: An overview

Corporate Governance: Recent Developments and New Trends
2013 | Book
EID:

2-s2.0-84929048412

Contributors: Gama, A.P.M.
Source: Self-asserted source
Ana Paula Matias Gama via Scopus - Elsevier
grade
Preferred source (of 2)‎

Collateral and relationship lending in loan pricing: evidence from United Kingdom SMEs

7th Conference of Portuguese Finance Network (PFN)
2012 | Conference paper
SOURCE-WORK-ID:

cv-prod-id-1847975

Part of ISSN:

978-972-789-362-1

Contributors: GAMA, ANA
Source: check_circle
CIÊNCIAVITAE

Collateral and relationship lending in loan pricing: evidence from United Kingdom SMEs

7th Conference of Portuguese Finance Network (PFN)
2012 | Conference paper
Source: Self-asserted source
Ana Paula Matias Gama

Credit risk assessment and the impact of the New Basel Capital Accord on small and medium-sized enterprises: An empirical analysis

2012 | Journal article
EID:

2-s2.0-84863489829

Part of ISSN: 20408269
Contributors: Gama, A.P.M.; Geraldes, H.S.A.
Source: Self-asserted source
Ana Paula Matias Gama via Scopus - Elsevier
grade
Preferred source (of 2)‎

Performance, valuation and capital structure: Survey of family firms

2012 | Journal article
Part of ISSN: 14720701
EID:

2-s2.0-84859395738

Contributors: Gama, A.P.M.; Galvão, J.M.M.
Source: Self-asserted source
Ana Paula Matias Gama via Scopus - Elsevier
grade
Preferred source (of 2)‎
Items per page:
Page 1 of 2

Peer review (22 reviews for 16 publications/grants)

Review activity for Baltic journal of management. (1)
Review activity for Ekonomska istraživanja. (1)
Review activity for Entrepreneurship theory and practice. (1)
Review activity for Finance research letters (2)
Review activity for Finance research letters. (2)
Review activity for Heliyon. (1)
Review activity for International journal of innovation studies. (1)
Review activity for Journal of applied accounting research. (1)
Review activity for Journal of business research. (1)
Review activity for Journal of corporate finance. (1)
Review activity for Journal of international development. (1)
Review activity for Journal of small business and enterprise development. (1)
Review activity for RAC. Revista de Administração Contemporânea. (3)
Review activity for Revista Brasileira de Gestão de Negócios. (2)
Review activity for Small business economics. (1)
Review activity for Social responsibility journal. (2)