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Spain

Biography

Amaia Jone Betzuen Álvarez has a Ph.D in Business Management from Innovation and Internationalization perspective.

Title of the thesis dissertation: Development of a calibration model for losses due to risks inherent to a Reverse Mortgage. Metrics of Survival Risk (07/05/2016).

Qualification: Outstanding Cum Laude. She obtained the Extraordinary Ph:D Award. UPV-EHU (2018).

Throughout her professional career she has taught different subjects related to Business Administration and Management (FINANCE and ORGANIZATION area) at the UPV-EHU, combining it with her job as a financial-fiscal advisor at Kutxabank.

She is currently a trilingual PDI at the UPV-EHU.

She has carried out several international research stays at the USA and has been a visiting professor at universities in France and Italy teaching Master's degree seminars related to financial ethics and professionalism based on the European Directive MiFID and MiFIDII.

Likewise, she has made several oral presentations at International Congresses related to her research area and has published articles in scientific quality journals.

Her field of research is focused on the following topics: Financial Management, Financial Ethics, Financial Assesement, Financial Lietarcy, Financial Professionalism, Financial Well-being for the Elderly people, Aging and Longevity.

Activities

Employment (2)

University of the Basque Country: Bilbao, ES

2006-11-26 to present | Profesora Adjunta (Economía Financiera II)
Employment
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Kutxabank: Bilbao, Bilbao, ES

2008-05-25 to 2010-04-15 | Financial Advisor
Employment
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Education and qualifications (4)

University of the Basque Country: Bilbao, ES

2006-10-13 to 2016-07-05 | PHD
Education
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

University of the Basque Country: Bilbao, Bizkaia, ES

2009-09-16 to 2010-06-15 | Titulo de especialista en tributación
Education
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

University of the Basque Country: Bilbao, Bizkaia, ES

2005-09-17 to 2006-06-15 | Certificado de Aptitud Pedagógica
Education
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

University of the Basque Country: Bilbao, Bizkaia, ES

2000-10-26 to 2005-09-05 | Business Administration Bachelor Degree (Finance)
Education
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Funding (1)

Estudio de los recursos de ahorro, financiación, previsión y de seguros para la cobertura de las necesidades del colectivo silver y senior en Bizkaia

2022-05 to 2022-12 | Contract
Diputación Foral de Bizkaia (Bilbao, ES)
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Works (31)

The Role of Sex in the Assessment of Return and Downside Risk in Decumulation Financial Planning

Risks
2024-09 | Journal article | Author
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; Amancio Betzuen Zalbidegoitia
Source: check_circle
Multidisciplinary Digital Publishing Institute
grade
Preferred source (of 2)‎

Metric that represents an Advance in the Quality of the Choice of the Best Strategy for Decumulating a Portfolio

XXX Congreso internacional AEDEM. Le management dans les marchés émergentes: les défis de l'Afrique dans un monde global des affaires (Tánger)
2023-09-05 | Book chapter | Investigation
Part of ISBN: 978-84-09-52693-2
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

The Problem of the Sustainability of the Capital Decumulation Rate and a Proposed Solution

XXX Congreso Internacional AEDEM. Le management dans les marchés émergentes: les défis de l'Afrique dans un monde global des affaires (Tánger)
2023-09-05 | Book chapter | Investigation
Part of ISBN: 978-84-09-52693-2
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

La Sostenibilidad de la Tasa de Disposición en el Periodo de Desacumulación de la Riqueza Acumulada por un ciudadano Senior

XXXVII AEDEM ANNUAL MEETING. RESILIENCIA Y SOSTENIBILIDAD: LA NUEVA REALIDAD EMPRESARIAL
2023-06-02 | Book chapter | Investigation
Part of ISBN: 978-84-09-52693-2
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

LA INFLUENCIA DEL ÁREA DE CONOCIMIENTO DE LA TITULACIÓN UNIVERSITARIA EN EL PERFIL DEL INVERSOR

XX FORO INTERNACIONAL SOBRE EVALUACIÓN DE LA CALIDAD DE LA INVESTIGACIÓN Y LA EDICACIÓN SUPERIOR (FECIES)
2023-05-26 | Book chapter
Part of ISBN: 978-84-1170-268-3
Contributors: AMAIA JONE BETZUEN ÁLVAREZ
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

La hipoteca inversa y el ciudadano senior

El Correo
2023-05-17 | Newspaper article | Investigation
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; Amancio Betzuen Zalbidegoitia
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

La rentabilidad financiera vs. financiero-fiscal de un plan de pensiones

AEDEM II InternationalMeeting - Digitalization, Education and Tourism: New Paradigms and Trends
2021-09-03 | Book chapter | Investigation
Part of ISBN: 978-84-09-33258-8
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Is Longevity Acceleration Sustainable? An Entropy-Based Trial of the Population of Spain vs. Japan

Mathematics
2021-07 | Journal article | Author
Contributors: Amancio Betzuen Zalbidegoitia; AMAIA JONE BETZUEN ÁLVAREZ
Source: check_circle
Multidisciplinary Digital Publishing Institute

La Sostenibilidad Financiera de las Pensiones Públicas desde la Perspectiva de Género

XXXIV Congreso Anual AEDEM
2020-09-18 | Book chapter | Investigation
Part of ISBN: 978-84-09-23093-8
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Tablas de Mortalidad de las EPSVs de Decesos 2018

2020-03-13 | Registered copyright | Investigation
PAT:

01/2020/806

Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA; AITOR BARAÑANO ABASOLO; IRATXE DORLETA MARTÍN GONZALEZ
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

El mito de la sostenibilidad de las pensiones públicas

DEIA
2019-11-12 | Newspaper article | Investigation
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; Amancio Betzuen Zalbidegoitia
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Financial innovation for the sustainability of the Public Pension System in Spain

XXVIII International AEDEM Conference: Management in a Smart Society: business and technological challenges
2019-09-04 | Book chapter | Investigation
Part of ISBN: 978-84-09-23093-8
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Is there any parallelism between the improvement in the survival of the Spanish and Japanese population?

XXVIII AEDEM International Conference: Management in a Smart Society: business and technological challenges
2019-09-04 | Book chapter | Investigation
Part of ISBN: 978-84-09-14122-7
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Is the Life Expectancy Gender GAP declining in Spain?

Congreso Internacional AEDEM
2018-09-05 | Book chapter | Investigation
Part of ISBN: 978-84-09-04503-6
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

La magnitud del valor de una vivienda no es un argumento robusto a la hora de cuantificar el riesgo de una hipoteca inversa

2017-01-01 | Book chapter | Funding acquisition
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; Amancio Betzuen Zalbidegoitia
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Desarrollo de un modelo de calibración de pérdidas por riesgos inherentes a una Hipoteca Inversa. Métrica del riesgo de supervivencia

2016-07-05 | Dissertation or Thesis
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; Amancio Betzuen Zalbidegoitia; Arturo Rodríguez Castellanos
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Calibración y gestión de la probabilidad de pérdida para el emisor de una Hipoteca Inversa por los riesgos asumidos

Congreso Internacional Instituto Actuarios Españoles
2016-06-07 | Conference paper | Investigation
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Estrategias de cobertura financiera y de gestión con instrumentos derivados

OCW
2016-01-01 | Interactive resource | Investigation
Part of ISSN: 2255-2316
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; Amancio Betzuen Zalbidegoitia
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Técnicas de medición, control y cobertura de los riesgos de mercados financieros

OCW
2016-01-01 | Interactive resource | Investigation
Part of ISSN: 2255-2316
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; Amancio Betzuen Zalbidegoitia
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

La posibilidad de un índice de longevidad para la Unión Europea bajo las directrices de solvencia II

Anales del Instituto de Actuarios Españoles
2015 | Journal article
OTHER-ID:

https://dialnet.unirioja.es/servlet/extart?codigo=5575901

OTHER-ID:

UPV/EHU:5070606

Contributors: Betzuen Zalbidegoitia,Amancio; Betzuen Álvarez,Amaia Jone
Source: check_circle
Universidad del País Vasco

The modeling of changes in population longevity of the Basque country and its estimated future

Revista Galega de Economia
2015 | Journal article
OTHER-ID:

UPV/EHU:5070601

Contributors: Betzuen Álvarez,A. J.; Betzuen Zalbidegoitia,A.
Source: check_circle
Universidad del País Vasco

The increase of future longevity risk and its funding problems

XXIII FINANCE FORUM AEFIN
2015-07-10 | Conference paper | Investigation
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

The possibility of a Longevity Index in the European Union under Solvency II guidelines

19th International Congress on Insurance: Mathematics and Economics (IME2015)
2015-06-26 | Conference paper | Investigation
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

A survivor metric for the mangement of the longevity risk in a reverse mortgage

AEDEM 2015
2015-06-05 | Book chapter | Investigation
Part of ISBN: 978-84-73569-14-9
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBDIEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

A measure of the Mortality-Risk for the Death-Grou

IBIT 2014 - XV Iberian and Italian congress of financial and actuarial mathematics
2014-10-24 | Conference paper | Investigation
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

La Hipoteca Inversa y el Riesgo de la Innovación

II Congreso Científico-Profesional: La Innovación en Finanzas: Nuevos Modelos de Fiananciación
2014-07-10 | Book chapter | Investigation
Part of ISBN: 978-84-73569-14-9
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Gestión de Empresas II: Organización y Métodos de Trabajo

OCW
2014-01-01 | Interactive resource | Investigation
Part of ISSN: 2255-2316
Contributors: AMAIA JONE BETZUEN ÁLVAREZ
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Los Clips Hipotecarios y la Ética Financiera: Análisis bajo la Normativa Europea MiFID

Descubriendo nuevos horizontes en administracion: XXVII Congreso Anual AEDEM, Universidad de Huelva, 5, 6 y 7 de junio de 2013
2013 | Book chapter
OTHER-ID:

https://dialnet.unirioja.es/servlet/extart?codigo=4371669

OTHER-ID:

UPV/EHU:5070605

Contributors: Betzuen Álvarez,Amaia Jone; Betzuen Zalbidegoitia,Amancio
Source: check_circle
Universidad del País Vasco

MiFID guideline: A method of controlling ethical banking

International Conference on Business and Economic Development (ICBED)
2012-07-24 | Book chapter | Investigation
Part of ISSN: 2047-2854
Contributors: AMAIA JONE BETZUEN ÁLVAREZ; AMANCIO BETZUEN ZALBIDEGOITIA
Source: Self-asserted source
AMAIA JONE BETZUEN ÁLVAREZ

Activos inmobiliarios convertibles en renta como complementos a la pensión por jubilación

Lan harremanak: Revista de relaciones laborales
2011 | Journal article
OTHER-ID:

https://dialnet.unirioja.es/servlet/extart?codigo=3783776

OTHER-ID:

UPV/EHU:5070603

Contributors: Betzuen Álvarez,Amaia Jone
Source: check_circle
Universidad del País Vasco

La innovación docente aplicada a la asignatura de Gestión de Empresas I: Economía de la Empresa

VIII Foro sobre Evaluación de la Calidad de la Investigación y de la Educación Superior: libro de capítulos
2011 | Book chapter
OTHER-ID:

https://dialnet.unirioja.es/servlet/extart?codigo=6399459

OTHER-ID:

UPV/EHU:5070602

Contributors: Betzuen Álvarez,Amaia Jone
Source: check_circle
Universidad del País Vasco